Indian Financial System Code (IFSC)

Find any bank branch details, including IFSC code, MICR code, address, and phone number.
181,536 Bank IFSC Added (Last Update: 31 May 2026 - RBI Official)

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Frequently Asked Questions

Got questions about bank IFSC and MICR codes? Find answers below.

An IFSC (Indian Financial System Code) is a unique 11-digit alphanumeric code assigned by the Reserve Bank of India (RBI). It is used to identify specific bank branches participating in electronic fund transfer systems such as NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

The 11-digit IFSC code is divided into three parts:
  • The first 4 characters are alphabets representing the bank name (e.g., SBIN for State Bank of India).
  • The 5th character is always the digit 0 (reserved for future use).
  • The last 6 characters are numeric or alphabetic and identify the specific branch.

You can find your branch's IFSC code in several places:
  • Printed on your bank cheque book (usually at the top or bottom).
  • Printed on the first page of your bank passbook.
  • On your bank's official internet banking portal or mobile app.
  • By searching online via our Bank IFSC Directory tool above.

While both codes identify bank branches, their uses are different:
  • IFSC Code: An 11-character alphanumeric code used for digital fund transfers (NEFT, RTGS, IMPS).
  • MICR Code: A 9-digit numeric code printed using magnetic ink at the bottom of cheques. It is used primarily for the automated clearing and processing of physical cheques.

Yes, the Reserve Bank of India (RBI) can change or assign new IFSC codes to bank branches. This typically happens during bank mergers, restructuring, branch relocations, or when a branch is upgraded. It is always recommended to verify your IFSC code before initiating high-value transactions.

Disclaimer: Bank contact numbers, email addresses, and official websites are subject to change. Please verify any critical details with your bank's official website or your printed passbook/chequebook before making financial decisions.